Loan programs · Indiana
VA loan officers in Indiana
As of 2026-10-09, LenDb lists 204 loan officers licensed in or based in Indiana whose lender pages show VA loan work. The top-ranked are Jennifer Mantai (Guild Mortgage, Merrillville), Dan Smith (Ruoff Mortgage, Bloomington) and Ken Smith (Churchill Mortgage, Colorado Springs). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Jennifer MantaiNMLS 138224
Guild Mortgage · Merrillville, IN · licensed in 3 states
- VA loan
- Down payment assistance
- DSCR loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 23 years experience (stated on lender page, 2026-10-09)
- 2
Dan SmithNMLS 2784335
Ruoff Mortgage · Bloomington, IN
- VA loan
- FHA loan
- First-time buyer
- New construction
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 15 years experience (stated on lender page, 2026-10-09)
- 3
Ken SmithNMLS 71162
Churchill Mortgage · Colorado Springs, CO · licensed in 6 states
- VA loan
- FHA loan
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 23 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 21 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Chris DraneNMLS 19621
Guild Mortgage · Clarksville, IN · licensed in 5 states
- VA loan
- Down payment assistance
- First-time buyer
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4 years licensed
- 6
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 7
Kim ArnosNMLS 236048
- VA loan
- Construction loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Scott EvansNMLS 256163
CrossCountry Mortgage · San Diego, CA · licensed in 38 states
- VA loan
- Jumbo loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 9
Eric TodderudNMLS 2039867
Guild Mortgage · Fishers, IN · licensed in 4 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 3 years licensed
- 10
Connie SmithNMLS 62811
Union Home Mortgage · Lakeside Park, KY · licensed in 3 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 16 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Roland GomezNMLS 133724
CrossCountry Mortgage · Orland Park, IL · licensed in 5 states
- VA loan
- Renovation loan (203k / HomeStyle)
- Condo
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 12
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- VA loan
- FHA loan
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 13
Jillian BrotanNMLS 1685151
Fairway Independent Mortgage Corporation · Crown Point, IN · licensed in 3 states
- VA loan
- Down payment assistance
- First-time buyer
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 5 years experience (stated on lender page, 2026-10-09)
- 14
Morgan CowleNMLS 40312
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 15
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 16
Carl MelbyNMLS 201079
Guild Mortgage · Aurora, IL · licensed in 3 states
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 17
Lafe RansomNMLS 404304
Guild Mortgage · Evansville, IN · licensed in 5 states
- VA loan
- FHA loan
- USDA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- No disciplinary actions on file at LenDb
- 18
Bill MontgomeryNMLS 525367
Guild Mortgage · Anderson, IN · licensed in 3 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- No disciplinary actions on file at LenDb
- 19
Christy WhiteNMLS 543306
Guild Mortgage · Indianapolis, IN · licensed in 2 states
- VA loan
- First-time buyer
- Real estate investor
- Bank statement loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 27 years experience (stated on lender page, 2026-10-09)
- 20
Jaime WilliamsNMLS 826285
Fairway Independent Mortgage Corporation · Lafayette, IN · licensed in 7 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4 years licensed
- 21
Brad EllettNMLS 1634528
Ruoff Mortgage · La Porte, IN · licensed in 4 states
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 2 years licensed
- 22
Dan BergmanNMLS 1876431
Guild Mortgage · Fishers, IN
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 25 years experience (stated on lender page, 2026-10-09)
- 23
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 24
Lee DozierNMLS 40422
Churchill Mortgage · Brentwood, TN · licensed in 9 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 25
Adam MillerNMLS 221065
LeaderOne Financial · Oak Brook, IL · licensed in 13 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.