Holly Luca
Mortgage Strategist at Loan Factory
NMLS ID 586712 (opens in a new tab) · verify at NMLS Consumer Access
Holly Luca (NMLS 586712) is Mortgage Strategist at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO120487). Also lists California, Iowa and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Licensed since 2023 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, California, Iowa, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO120487, since 2023), verified 2026-10-09.
Lender-reported: CA, IA, TX are listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
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Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Holly Luca is a mortgage strategist with extensive experience in mortgage lending, banking, credit, and consumer finance. She provides personalized financing guidance across Texas, California, Florida, and Iowa, helping homebuyers, homeowners, veterans, investors, and real estate professionals make informed decisions.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Extensive experience in mortgage lending, banking, credit, and consumer finance
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Holly Luca (NMLS 586712), Loan Factory. LenDb.ai, https://lendb.ai/lo/holly-luca-586712, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.