Borrower situations · Florida
Loan officers for real estate investors in Florida
As of 2026-10-09, LenDb lists 72 loan officers licensed in or based in Florida whose lender pages show Real estate investor work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), David Simmons (CrossCountry Mortgage, Fort Walton Beach) and Nick Redhead (Embrace Home Loans, Pensacola). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Real estate investor
- Asset-based qualifying
- Bank statement loan
- DSCR loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO12982), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Boca Raton, FL
- Licensed since 2012 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
David SimmonsNMLS 546581
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 3 states
- Real estate investor
- Self-employed
- FHA loan
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO147847), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Fort Walton Beach, FL
- Licensed since 2026 (per Florida records)
- States 27 years of experience (lender page, 2026-10-09)
- 3
Nick RedheadNMLS 594824
Embrace Home Loans · Pensacola, FL · licensed in 5 states
- Real estate investor
- Non-QM loan
- Reverse mortgage
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO93226), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Pensacola, FL
- Licensed since 2021 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 4
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- Real estate investor
- First-time buyer
- VA loan
- Construction loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO126341), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Delray Beach, FL
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Rick MaysonetNMLS 336281
Loan Factory · Mortgage broker · Florida
- Real estate investor
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO4118), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Florida
- Licensed since 2011 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 6
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- Real estate investor
- First-time buyer
- VA loan
- FHA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO77004), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
John LaMorteNMLS 183959
CrossCountry Mortgage · Fairfax, VA · licensed in 7 states
- Real estate investor
- Self-employed
- FHA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO65686), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 34 years of experience (lender page, 2026-10-09)
- 8
Ken ByrneNMLS 187129
ALCOVA Mortgage · Chantilly, VA · licensed in 7 states
- Real estate investor
- First-time buyer
- Self-employed
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO134450), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 34 years of experience (lender page, 2026-10-09)
- 9
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- Real estate investor
- First-time buyer
- Physician and medical professional
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO114012), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Josh PenlandNMLS 216357
Fairway Independent Mortgage Corporation · Round Rock, TX · licensed in 6 states
- Real estate investor
- First-time buyer
- Jumbo loan
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO142805), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 23 years of experience (lender page, 2026-10-09)
- 11
Blayney WhiteNMLS 239189
CrossCountry Mortgage · Petaluma, CA · licensed in 12 states
- Real estate investor
- Non-QM loan
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO124962), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 12
Scott ShafmanNMLS 243704
Guild Mortgage · Chesterfield, MO · licensed in 5 states
- Real estate investor
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO96591), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Daniel Patrick NacaratoNMLS 247584
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 5 states
- Real estate investor
- First-time buyer
- VA loan
- Vacation home
- ✓Licensed in FL: confirmed with the Florida regulator (license LO144059), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 14
Dan ConnerNMLS 275929
Guild Mortgage · Greenwood Village, CO · licensed in 4 states
- Real estate investor
- First-time buyer
- Reverse mortgage
- ✓Licensed in FL: confirmed with the Florida regulator (license LO146404), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 15
Joanna WhiteNMLS 404853
Union Home Mortgage · Arlington Heights, IL · licensed in 5 states
- Real estate investor
- First-time buyer
- Jumbo loan
- Vacation home
- ✓Licensed in FL: confirmed with the Florida regulator (license LO88677), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 16
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- Real estate investor
- Self-employed
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO14322), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 17
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Real estate investor
- Jumbo loan
- Non-QM loan
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO122694), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 18
Cary MeyersNMLS 584519
Guild Mortgage · Oswego, IL · licensed in 6 states
- Real estate investor
- ✓Licensed in FL: confirmed with the Florida regulator (license LO76501), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 19
Jason InglishNMLS 934863
ALCOVA Mortgage · Cumberland, MD · licensed in 7 states
- Real estate investor
- FHA loan
- First-time buyer
- USDA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO111170), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 20
Jeremy GrahamNMLS 8851
Total Mortgage Services · Braintree, MA
- Real estate investor
- First-time buyer
- New construction
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO151195), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Shannon EneyNMLS 102972
Mutual of Omaha Mortgage · Henderson, NV · licensed in 2 states
- Real estate investor
- DSCR loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO67566), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 22
Anita AguilarNMLS 498749
Cardinal Financial Company · San Diego, CA
- Real estate investor
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO135974), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 23
Tricia BalzanoNMLS 1771962
Total Mortgage Services · South Portland, ME
- Real estate investor
- HELOC
- USDA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO143843), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 24
Kraig SpenceNMLS 5675
Churchill Mortgage · Columbia, MD · licensed in 16 states
- Real estate investor
- ✓Licensed in FL: confirmed with the Florida regulator (license LO4968), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 25
Bobby LuuNMLS 185192
American Pacific Mortgage · Reston, VA · licensed in 8 states
- Real estate investor
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO115512), verified 2026-10-09
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
Before you choose
Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.
- How many financed properties can I have with your programs?
- Can I close in an LLC?
- Do you offer DSCR or portfolio loans if I hit agency limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=investor&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.