James Finley, photo from Washington Trust Bank

James Finley

AVP / Mortgage Loan Officer at Washington Trust Bank · Spokane, WA

NMLS ID 502196 (opens in a new tab) · verify at NMLS Consumer Access

James Finley (NMLS 502196) is a mortgage loan officer at Washington Trust Bank in Spokane, Washington. James's own profile lists first-time buyer, self-employed and jumbo loan as a focus.

Last verified . Sources: Washington Trust Bank (watrust.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is James licensed?
James works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does James list first-time buyer as a focus?
James's profile lists first-time buyer as a focus (from their lender profile page). It also lists self-employed and jumbo loan.
Source: lender page (opens in a new tab)
What lender does James work for?
Washington Trust Bank, company NMLS 728368, from the Spokane, WA office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: watrust.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Washington Trust Bank NMLS 728368

    Current · Spokane, WA · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Community
Big Brothers and Sisters
Source (opens in a new tab), verified 2026-10-16
Community
Spokane Youth Sports Association, Coach
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · watrust.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · watrust.com (opens in a new tab)verified 2026-10-26
Contactlender site · watrust.com (opens in a new tab)verified 2026-10-16
Photolender site · watrust.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: James Finley (NMLS 502196), Washington Trust Bank. LenDb.ai, https://lendb.ai/lo/james-finley-502196, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.