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Loan programs · Washington

Jumbo loan officers in Washington

As of 2026-10-09, LenDb lists 199 loan officers licensed in or based in Washington whose lender pages show Jumbo loan work. The top-ranked are Shelley Covington (Intercap Lending, Kirkland), Boris Gueorguiev Ivanov (JPMorgan Chase Bank (Chase Home Lending), Bothell) and Cody Begdorian (Barrett Financial Group, Camas). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Shelley CovingtonNMLS 102076

    Intercap Lending · Kirkland, WA · licensed in 3 states

    • Jumbo loan
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 25 years experience (stated on lender page, 2026-10-09)
  2. 2

    Boris Gueorguiev IvanovNMLS 487466

    JPMorgan Chase Bank (Chase Home Lending) · Bothell, WA

    • Jumbo loan
    • Co-op
    • Condo
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 21 years experience (stated on lender page, 2026-10-09)
  3. 3

    Cody BegdorianNMLS 755908

    Barrett Financial Group · Camas, WA · licensed in 5 states

    • Jumbo loan
    • Condo
    • First-time buyer
    • Real estate investor
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 20 years experience (stated on lender page, 2026-10-09)
  4. 4

    Pamela ValadezNMLS 74006

    American Pacific Mortgage · Everett, WA

    • Jumbo loan
    • FHA loan
    • Manufactured home
    • Renovation loan (203k / HomeStyle)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 20 years experience (stated on lender page, 2026-10-09)
  5. 5

    Yuriana GarciaNMLS 979433

    JPMorgan Chase Bank (Chase Home Lending) · Federal Way, WA

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • HELOC
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 16 years experience (stated on lender page, 2026-10-09)
  6. 6

    Kerwin LyonNMLS 275494

    Guild Mortgage · Seattle, WA

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 16 years experience (stated on lender page, 2026-10-09)
  7. 7

    Katie HammNMLS 185848

    Guild Mortgage · Portland, OR · licensed in 5 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Bill GaylordNMLS 680603

    Guild Mortgage · Henderson, NV · licensed in 7 states

    • Jumbo loan
    • DSCR loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 33 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Samantha LindleyNMLS 1210610

    American Pacific Mortgage · Kennewick, WA · licensed in 5 states

    • Jumbo loan
    • Manufactured home
    • New construction
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 9 years experience (stated on lender page, 2026-10-09)
  10. 10

    Carol PopeNMLS 403897

    Empire Home Loans · Fair Oaks, CA

    • Jumbo loan
    • Down payment assistance
    • FHA loan
    • Manufactured home
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Sunny LarsenNMLS 505811

    CrossCountry Mortgage · Puyallup, WA · licensed in 8 states

    • Jumbo loan
    • New construction
    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 4 years licensed
  12. 12

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Jumbo loan
    • Down payment assistance
    • First-time buyer
    • Physician and medical professional
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  13. 13

    Michelle MuqtadirNMLS 143470

    CrossCountry Mortgage · Seattle, WA · licensed in 11 states

    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Low credit score
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 3 years licensed
  14. 14

    Casey Sean OinessNMLS 265169

    Guild Mortgage · Bellevue, WA · licensed in 18 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 3 years licensed
  15. 15

    Andrew WatsonNMLS 2260761

    CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 3 states

    • Jumbo loan
    • FHA loan
    • Real estate investor
    • Self-employed
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 16 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Gilbert SalazarNMLS 344711

    Guild Mortgage · Irvine, CA · licensed in 7 states

    • Jumbo loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Lynn PosseltNMLS 41393

    Intercap Lending · Vancouver, WA · licensed in 2 states

    • Jumbo loan
    • First-time buyer
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 40 years experience (stated on lender page, 2026-10-09)
  18. 18

    Darcy HansenNMLS 115482

    LeaderOne Financial · Lakewood, WA · licensed in 3 states

    • Jumbo loan
    • Down payment assistance
    • FHA loan
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 30 years experience (stated on lender page, 2026-10-09)
  19. 19

    Kyle RohrbaughNMLS 263508

    CrossCountry Mortgage · Gig Harbor, WA · licensed in 7 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 22 years experience (stated on lender page, 2026-10-09)
  20. 20

    Peter CowieNMLS 384006

    Envoy Mortgage · Oak Harbor, WA · licensed in 2 states

    • Jumbo loan
    • FHA loan
    • Non-QM loan
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • No disciplinary actions on file at LenDb
  21. 21

    Josh ReidNMLS 409986

    Guild Mortgage · Vancouver, WA · licensed in 2 states

    • Jumbo loan
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 27 years experience (stated on lender page, 2026-10-09)
  22. 22

    Cory FlynnNMLS 422724

    CrossCountry Mortgage · Gig Harbor, WA · licensed in 5 states

    • Jumbo loan
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • 25 years experience (stated on lender page, 2026-10-09)
  23. 23

    PJ MooneyNMLS 1078194

    Guild Mortgage · Bellevue, WA · licensed in 3 states

    • Jumbo loan
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • No disciplinary actions on file at LenDb
  24. 24

    Preston FroulaNMLS 2092118

    Guild Mortgage · Yakima, WA · licensed in 2 states

    • Jumbo loan
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • Branch in Washington
    • No disciplinary actions on file at LenDb
  25. 25

    Anthony Stafford Jr.NMLS 713682

    Envoy Mortgage · Walnut Creek, CA · licensed in 2 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in WA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in WA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=WA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.