Javier Bencomo
IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC
NMLS ID 2779652 (opens in a new tab) · verify at NMLS Consumer Access
Javier Bencomo (NMLS 2779652) is an IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2026. Javier's own profile lists first-time buyer as a focus.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 15, 2026 (California), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Javier licensed in California?
- Yes. California regulator records list license CA-DFPI2779652 as active, first effective May 15, 2026 (verified 2026-10-24).
- Source: California state regulator (opens in a new tab)
- Does Javier list first-time buyer as a focus?
- Javier's profile lists first-time buyer as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Javier work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Javier been licensed?
- The earliest state license record LenDb holds for Javier is from May 15, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: independencehl.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2779652, first effective 2026-05-15), verified 2026-10-24.
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Specialties | lender site · independencehl.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Javier Bencomo (NMLS 2779652), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/javier-bencomo-2779652, last verified 2026-10-24.
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