Jay Baker, photo from INDEPENDENCE HOME LOANS LLC

Jay Baker

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 71782 (opens in a new tab) · verify at NMLS Consumer Access

Jay Baker (NMLS 71782) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2024 and in Delaware, Arkansas, Wisconsin and 3 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Delaware state regulator, Arkansas state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Jay licensed in Delaware?
Yes. Delaware regulator records list a license as active (verified 2026-10-30). LenDb has 6 other states on file for Jay.
Source: Delaware state regulator (opens in a new tab)
What lender does Jay work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Jay been licensed?
The earliest state license record LenDb holds for Jay is from September 20, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Delaware, Arkansas, Oregon, Wisconsin, California, Maryland, Illinois

    ✓ Confirmed with the state regulator: DE (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), WI (opens in a new tab) (71782, first effective 2026-04-07), CA DFPI (opens in a new tab) (CA-DFPI71782, first effective 2025-04-23), MD (opens in a new tab), IL (opens in a new tab) (31.0094637, first effective 2026-05-04), verified 2026-10-30.

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Education
    Indiana University Business School graduate
    Source (opens in a new tab), verified 2026-10-15
    Credentials
    President’s Club Loan Officer
    Source (opens in a new tab), verified 2026-10-15
    Role
    Director of Mortgage Banking (prior role)
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photolender site · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jay Baker (NMLS 71782), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/jay-baker-71782, last verified 2026-10-30.

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