Jeffrey Zephir
Loan Officer at Ram Mortgage, LLC · Charlotte, NC
NMLS ID 2100901 (opens in a new tab) · verify at NMLS Consumer Access
Jeffrey Zephir (NMLS 2100901) is a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina, licensed in Florida since 2022.
Last verified . Sources: Ram Mortgage, LLC (rammtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 2, 2022 (Florida), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jeffrey licensed in Florida?
- Yes. Florida regulator records list license LO108661 as active, first effective June 2, 2022 (verified 2026-10-15).
- Source: Florida state regulator (opens in a new tab)
- What lender does Jeffrey work for?
- Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
- Source: lender site (opens in a new tab)
- How long has Jeffrey been licensed?
- The earliest state license record LenDb holds for Jeffrey is from June 2, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO108661, first effective 2022-06-02), verified 2026-10-15.
Contact
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Employment history
Ram Mortgage, LLC NMLS 2301828
Current · Charlotte, NC · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Photo | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jeffrey Zephir (NMLS 2100901), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/jeffrey-zephir-2100901, last verified 2026-10-21.
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