Michael Jennings
Loan Officer at Ram Mortgage, LLC · Charlotte, NC
NMLS ID 218602 (opens in a new tab) · verify at NMLS Consumer Access
Michael Jennings (NMLS 218602) is a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina, serving North Carolina.
Last verified . Sources: Ram Mortgage, LLC (rammtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 6, 2019 (Florida), per state regulator
- 35 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michael licensed in North Carolina?
- Ram Mortgage, LLC's page for Michael lists North Carolina. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.
- Source: lender page (opens in a new tab)
- What lender does Michael work for?
- Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
- Source: lender site (opens in a new tab)
- How long has Michael been licensed?
- The earliest state license record LenDb holds for Michael is from September 6, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Michael states 35 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: NC is listed on the lender page, not yet checked with the state regulator.
Regulator records not active: FL (expired).
Contact
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Employment history
Ram Mortgage, LLC NMLS 2301828
Current · Charlotte, NC · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael Jennings is a Loan Officer in Charlotte, NC, licensed in NC. Their profile states 35 years in the mortgage industry and hundreds of closed loans.
Our summary of the lender page. Verified 2026-10-21.
Sources
| Name and employer | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Summary | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Photo | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michael Jennings (NMLS 218602), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/michael-jennings-218602, last verified 2026-10-21.
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