Jennifer Cho, photo from Loan Factory

Jennifer Cho

Mortgage Loan Officer at Loan Factory

NMLS ID 237164 (opens in a new tab) · verify at NMLS Consumer Access

Jennifer Cho (NMLS 237164) is Mortgage Loan Officer at Loan Factory. Lists California and Nevada on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Speaks English and Korean.

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • English
  • Korean

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

California, Nevada

Lender-reported: CA, NV are listed on the lender page, not yet checked with the state regulator.

Contact

Employment history

  1. Loan Factory NMLS 320841

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jennifer has been helping homebuyers and homeowners since 2002, specializing in first-time home purchases and refinancing.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 2002
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Jennifer Cho (NMLS 237164), Loan Factory. LenDb.ai, https://lendb.ai/lo/jennifer-cho-237164, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.