Jennifer Romero
Loan Officer at CrossCountry Mortgage · Manteca, CA
NMLS ID 187744 (opens in a new tab) · verify at NMLS Consumer Access
Jennifer Romero (NMLS 187744) is a Loan Officer at CrossCountry Mortgage in Manteca, California, licensed in California since 2020. Jennifer's own profile lists first-time buyer, real estate investor and FHA loan as a focus, and Jennifer works at an FHA-approved lender, per HUD.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 31, 2020 (California), per state regulator
- 15 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jennifer licensed in California?
- Yes. California regulator records list license CA-DFPI187744 as active, first effective December 31, 2020 (verified 2026-10-24).
- Source: California state regulator (opens in a new tab)
- Does Jennifer list first-time buyer as a focus?
- Jennifer's profile lists first-time buyer as a focus (from their lender profile page). It also lists real estate investor, FHA loan and refinance.
- Source: lender page (opens in a new tab)
- What lender does Jennifer work for, and is it FHA-approved?
- CrossCountry Mortgage, company NMLS 3029, from the Manteca, CA office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Jennifer been licensed?
- The earliest state license record LenDb holds for Jennifer is from December 31, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jennifer states 15 years of experience.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Refinance(from their lender profile page)
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Their lender offers
Condo, Non-warrantable condo, Construction loan, Down payment assistance, DSCR loan, HELOC, Jumbo loan, Non-QM loan, Physician and medical professional, Renovation loan (203k / HomeStyle), Reverse mortgage, Rural property, Self-employed, USDA loan and VA loan. Programs CrossCountry Mortgage offers (verified 2026-10-09). Lender-level: not confirmed as Jennifer's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI187744, first effective 2020-12-31), verified 2026-10-24.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Manteca, CA · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-26 |
| Photo | state regulator · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jennifer Romero (NMLS 187744), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jennifer-romero-187744, last verified 2026-10-26.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.