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Borrower situations · California

Loan officers for real estate investors in California

As of 2026-10-09, LenDb lists 418 loan officers licensed in or based in California whose lender pages show Real estate investor work. The top-ranked are Gil Faust (CrossCountry Mortgage, Berkeley), Deanna Cirimele (Guild Mortgage, San Francisco) and Patricia Wright (Xpert Home Lending). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Gil FaustNMLS 283798

    CrossCountry Mortgage · Berkeley, CA

    • Real estate investor
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 30 years experience (stated on lender page, 2026-10-09)
  2. 2

    Deanna CirimeleNMLS 304939

    Guild Mortgage · San Francisco, CA

    • Real estate investor
    • First-time buyer
    • Reverse mortgage
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 40 years experience (stated on lender page, 2026-10-09)
  3. 3

    Patricia WrightNMLS 483924

    Xpert Home Lending · California

    • Real estate investor
    • Bank statement loan
    • Construction loan
    • Down payment assistance
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 24 years experience (stated on lender page, 2026-10-09)
  4. 4

    Sipriano VidalesNMLS 1019075

    Empire Home Loans · Fair Oaks, CA

    • Real estate investor
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 20 years experience (stated on lender page, 2026-10-09)
  5. 5

    Beth FlureNMLS 2663278

    Xpert Home Lending · California

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Non-QM loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 40 years experience (stated on lender page, 2026-10-09)
  6. 6

    Gordon WeichlerNMLS 308099

    American Pacific Mortgage · Roseville, CA

    • Real estate investor
    • HELOC
    • Reverse mortgage
    • VA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 30 years experience (stated on lender page, 2026-10-09)
  7. 7

    Omar CarrascoNMLS 669157

    Loan Factory · California

    • Real estate investor
    • Construction loan
    • FHA loan
    • Non-QM loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 23 years experience (stated on lender page, 2026-10-09)
  8. 8

    Daniel KimNMLS 1871734

    Loan Factory · California

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 22 years experience (stated on lender page, 2026-10-09)
  9. 9

    Karla G. RosilloNMLS 792820

    Xpert Home Lending · California

    • Real estate investor
    • First-time buyer
    • 2 to 4 unit property
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 18 years experience (stated on lender page, 2026-10-09)
  10. 10

    Andy ScottNMLS 230325

    Guild Mortgage · Walnut Creek, CA · licensed in 2 states

    • Real estate investor
    • VA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 20 years experience (stated on lender page, 2026-10-09)
  11. 11

    Cathy FuentesNMLS 236551

    Guild Mortgage · Santa Rosa, CA

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 23 years experience (stated on lender page, 2026-10-09)
  12. 12

    Thomas Frank WeikelNMLS 243656

    Guild Mortgage · Carlsbad, CA

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 30 years experience (stated on lender page, 2026-10-09)
  13. 13

    Lu BeltranNMLS 244787

    Guild Mortgage · Santa Maria, CA

    • Real estate investor
    • First-time buyer
    • VA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 25 years experience (stated on lender page, 2026-10-09)
  14. 14

    Rick BuiNMLS 309803

    Xpert Home Lending · California

    • Real estate investor
    • Bank statement loan
    • Construction loan
    • DSCR loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 30 years experience (stated on lender page, 2026-10-09)
  15. 15

    Jonathan JaidarNMLS 561082

    Churchill Mortgage · Claremont, CA · licensed in 3 states

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 20 years experience (stated on lender page, 2026-10-09)
  16. 16

    Colin ChuNMLS 2767054

    Loan Factory · Los Angeles, CA

    • Real estate investor
    • Foreign national
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 16 years experience (stated on lender page, 2026-10-09)
  17. 17

    Lori WrayNMLS 283934

    American Pacific Mortgage · Roseville, CA · licensed in 5 states

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 30 years experience (stated on lender page, 2026-10-09)
  18. 18

    Bob DhindsaNMLS 2783942

    Xpert Home Lending · Roseville, CA

    • Real estate investor
    • First-time buyer
    • Self-employed
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 13 years experience (stated on lender page, 2026-10-09)
  19. 19

    Gregory James BrooksNMLS 151145

    Guild Mortgage · San Diego, CA · licensed in 9 states

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Manufactured home
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 9 years licensed
  20. 20

    Luz VegaNMLS 1402719

    Loan Factory · Orange County, CA

    • Real estate investor
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 18 years experience (stated on lender page, 2026-10-09)
  21. 21

    Yanni StefanidisNMLS 1725443

    Churchill Mortgage · Irvine, CA · licensed in 16 states

    • Real estate investor
    • FHA loan
    • VA loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 8 years licensed
  22. 22

    Esperanza AlvarezNMLS 1987734

    Loan Factory · California

    • Real estate investor
    • Condo
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • Branch in California
    • 30 years experience (stated on lender page, 2026-10-09)
  23. 23

    Michelle HulbertNMLS 184194

    Guild Mortgage · Reno, NV · licensed in 3 states

    • Real estate investor
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • 35 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  24. 24

    Katie HammNMLS 185848

    Guild Mortgage · Portland, OR · licensed in 5 states

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  25. 25

    Leanne LarsonNMLS 195945

    CrossCountry Mortgage · Henderson, NV · licensed in 3 states

    • Real estate investor
    • First-time buyer
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed in CA (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in CA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.