Joanne Moc, photo from Loan Factory

Joanne Moc

Mortgage Loan Officer at Loan Factory

NMLS ID 2013590 (opens in a new tab) · verify at NMLS Consumer Access

Joanne Moc (NMLS 2013590) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Arizona, California, Oregon, Texas, Utah, Washington and Wisconsin on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Licensed since 2021 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Chinese

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Pennsylvania, Arizona, California, Oregon, Texas, Utah, Washington, Wisconsin

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO82571, since 2021), PA (opens in a new tab) (80112), verified 2026-10-09.

    Lender-reported: AZ, CA, OR, TX, UT, WA, WI are listed on the lender page, not yet checked with the state regulator.

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Joanne Moc helps clients tailor mortgages to their specific situation and prioritizes transparency about rates, fees, and process.

    Our summary of the lender page. Verified 2026-10-09.

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joanne Moc (NMLS 2013590), Loan Factory. LenDb.ai, https://lendb.ai/lo/joanne-moc-2013590, last verified 2026-10-09.

    Is this you?

    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.