Jody Richards
Mortgage Loan Officer at Loan Factory · Red Bluff, CA
NMLS ID 398979 (opens in a new tab) · verify at NMLS Consumer Access
Jody Richards (NMLS 398979) is Mortgage Loan Officer at Loan Factory, based in Red Bluff, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Rural property, DSCR loan, FHA loan, USDA loan and VA loan. States 20 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 20 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Rural propertylender page
- DSCR loanlender page
- FHA loanlender page
- USDA loanlender page
- VA loanlender page
- First-time buyerlender page
- Real estate investorlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · Red Bluff, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jody Richards has over 20 years of experience serving Northern California communities including Red Bluff, Chico, Redding, and surrounding areas, working with first-time buyers, veterans, rural homebuyers, and investors.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Red Bluff, Tehama County, Chico, Redding, Marysville, Oroville, Plumas Lake, El Dorado Hills, Granite Bay, Natomas, Rancho Cordova, Lincoln, and surrounding Northern California communities
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jody Richards (NMLS 398979), Loan Factory. LenDb.ai, https://lendb.ai/lo/jody-richards-398979, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.