Joel Blackwell

OPTIMUM FIRST INC.

NMLS ID 1234751 (opens in a new tab) · verify at NMLS Consumer Access

Joel Blackwell (NMLS 1234751) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Colorado since 2016 and in California, Pennsylvania, Oregon and Illinois.

Last verified . Sources: OPTIMUM FIRST INC. (dre.ca.gov), Texas state regulator, California state regulator, Colorado state regulator, Pennsylvania state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Joel licensed in California?
Yes. California regulator records list license 02260370 as active (verified 2026-10-24). LenDb has 4 other states on file for Joel.
Source: California state regulator (opens in a new tab)
What lender does Joel work for?
OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Joel been licensed?
The earliest state license record LenDb holds for Joel is from May 13, 2016 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Colorado state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Colorado, Pennsylvania, Oregon, Illinois

    ✓ Confirmed with the state regulator: CA DRE (opens in a new tab) (02260370), CO (opens in a new tab) (100502549, first effective 2016-05-13), PA (opens in a new tab) (113438), OR (opens in a new tab), IL (opens in a new tab) (31.0087255, first effective 2024-11-01), verified 2026-10-24.

    Regulator records not active: TX (inactive), IA (expired), WI (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. OPTIMUM FIRST INC. NMLS 240415

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dre.ca.gov (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joel Blackwell (NMLS 1234751), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/joel-blackwell-1234751, last verified 2026-10-28.

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