Joel Terrill
VP Market Manager at Bell Bank · Gilbert, AZ
NMLS ID 255385 (opens in a new tab) · verify at NMLS Consumer Access
Joel Terrill, NMLS 255385, works as a VP Market Manager at Bell Bank in Gilbert, Arizona. Joel's lender page shows a focus on real estate investor and vacation home.
Last verified . Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Joel licensed?
- Joel works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Joel list real estate investor as a focus?
- Joel's profile lists real estate investor as a focus (from their lender profile page). It also lists vacation home.
- Source: lender page (opens in a new tab)
- What lender does Joel work for?
- Bell Bank, company NMLS 419538, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
Specialties
Focus
- Focus: Real estate investor(from their lender profile page)
- Focus: Vacation home(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bell Bank NMLS 419538
Current · Gilbert, AZ · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Credentials
- One of Arizona's top 1% mortgage loan officers (their own claim)
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joel Terrill (NMLS 255385), Bell Bank. LenDb.ai, https://lendb.ai/lo/joel-terrill-255385, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.