Michele Kepplinger
Senior Mortgage Loan Officer at Bell Bank · Gilbert, AZ
NMLS ID 240696 (opens in a new tab) · verify at NMLS Consumer Access
Based in Gilbert, Arizona, Michele Kepplinger (NMLS 240696) is a Senior Mortgage Loan Officer at Bell Bank. Michele's focus, from their own profile, includes jumbo loan, physician and medical professional and FHA loan.
Last verified . Sources: Bell Bank (bell.bank), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michele licensed?
- Michele works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Michele do jumbo loans?
- Michele's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, FHA loan and USDA loan.
- Source: lender page (opens in a new tab)
- What lender does Michele work for?
- Bell Bank, company NMLS 419538, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
Specialties
Focus
- Focus: Jumbo loan(from their lender profile page)
- Focus: Physician and medical professional(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bell Bank NMLS 419538
Current · Gilbert, AZ · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Michele has a short recorded video intro on Bell Bank's site.
Watch on Bell Bank's site (opens in a new tab)
The recording is hosted and published by Bell Bank. We don't copy or transcribe it. Verified 2026-10-16.
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Video intro | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michele Kepplinger (NMLS 240696), Bell Bank. LenDb.ai, https://lendb.ai/lo/michele-kepplinger-240696, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.