
Joseph Benjamin Gonzalez
Loan Officer at Ram Mortgage, LLC · Charlotte, NC
NMLS ID 2484652 (opens in a new tab) · verify at NMLS Consumer Access
Joseph Benjamin Gonzalez, NMLS 2484652, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in California since 2025.
Last verified . Sources: Ram Mortgage, LLC (rammtg.com), California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 11, 2025 (California), per state regulator
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Joseph licensed in California?
- Yes. California regulator records list license CA-DFPI2484652 as active, first effective June 11, 2025 (verified 2026-10-24).
- Source: California state regulator (opens in a new tab)
- What lender does Joseph work for?
- Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
- Source: lender site (opens in a new tab)
- How long has Joseph been licensed?
- The earliest state license record LenDb holds for Joseph is from June 11, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
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Licensed states
✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2484652, first effective 2025-06-11), verified 2026-10-24.
Contact
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Employment history
Ram Mortgage, LLC NMLS 2301828
Current · Charlotte, NC · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Contact | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Photo | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joseph Benjamin Gonzalez (NMLS 2484652), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/joseph-benjamin-gonzalez-2484652, last verified 2026-10-24.
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