Joseph Desebasco

New American Funding

NMLS ID 1851879 (opens in a new tab) · verify at NMLS Consumer Access

Joseph Desebasco (NMLS 1851879) is a mortgage loan officer at New American Funding, licensed in Florida, Texas and Arkansas. Joseph works at an FHA-approved lender, per HUD.

Last verified . Sources: New American Funding (securities.arkansas.gov), Florida state regulator, Texas state regulator, Arkansas state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Joseph licensed in Florida?
Yes. Florida regulator records list license LO147081 as active, first effective April 22, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Joseph.
Source: Florida state regulator (opens in a new tab)
What lender does Joseph work for, and is it FHA-approved?
New American Funding, company NMLS 6606, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Joseph been licensed?
The earliest state license record LenDb holds for Joseph is from April 8, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Arkansas

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO147081, first effective 2026-04-22), TX (opens in a new tab), AR (opens in a new tab), verified 2026-10-15.

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. New American Funding NMLS 6606

      Current · seen on lender site 2026-10-20

    2. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joseph Desebasco (NMLS 1851879), New American Funding. LenDb.ai, https://lendb.ai/lo/joseph-desebasco-1851879, last verified 2026-10-20.

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