Joseph Picozzi
Mortgage Lending Officer at The Washington Trust Company, of Westerly · Johnston, RI
NMLS ID 5957 (opens in a new tab) · verify at NMLS Consumer Access
Joseph Picozzi (NMLS 5957) is a Mortgage Lending Officer at The Washington Trust Company, of Westerly in Johnston, Rhode Island.
Last verified . Sources: The Washington Trust Company, of Westerly (washtrust.com), Florida state regulator, New York state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 10, 2017 (Florida), per state regulator
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Joseph licensed?
- Joseph works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- What lender does Joseph work for?
- The Washington Trust Company, of Westerly, company NMLS 414726, from the Johnston, RI office, per the lender's own site (verified 2026-10-26).
- Source: lender site (opens in a new tab)
- How long has Joseph been licensed?
- The earliest state license record LenDb holds for Joseph is from January 10, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Joseph states 20 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: FL (expired), NY (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Washington Trust Company, of Westerly NMLS 414726
Current · Johnston, RI · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joseph Picozzi is a Mortgage Lending Officer in Washington Trust's Johnston, RI branch office. They have more than 20 years of experience in the mortgage industry. Their profile says they specialize in conventional mortgage loans and more complex lending needs.
Our summary of the lender page. Verified 2026-10-26.
Sources
| Name and employer | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · dfs.ny.gov (opens in a new tab) | verified 2026-10-14 |
| Summary | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Photo | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joseph Picozzi (NMLS 5957), The Washington Trust Company, of Westerly. LenDb.ai, https://lendb.ai/lo/joseph-picozzi-5957, last verified 2026-10-26.
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