Michelle M. Carrasco
Community Lending Officer at The Washington Trust Company, of Westerly · Warwick, RI
NMLS ID 931224 (opens in a new tab) · verify at NMLS Consumer Access
Michelle M. Carrasco (NMLS 931224) is a Community Lending Officer at The Washington Trust Company, of Westerly in Warwick, Rhode Island. Michelle's own profile lists first-time buyer as a focus, and Michelle speaks English and Spanish.
Last verified . Sources: The Washington Trust Company, of Westerly (washtrust.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 9, 2020 (Florida), per state regulator
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michelle licensed?
- Michelle works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Michelle list first-time buyer as a focus?
- Michelle's profile lists first-time buyer as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Michelle work for?
- The Washington Trust Company, of Westerly, company NMLS 414726, from the Warwick, RI office, per the lender's own site (verified 2026-10-26).
- Source: lender site (opens in a new tab)
- What languages does Michelle speak?
- English and Spanish, per their lender page (verified 2026-10-26).
- Source: lender page (opens in a new tab)
- How long has Michelle been licensed?
- The earliest state license record LenDb holds for Michelle is from March 9, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: washtrust.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-26
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Washington Trust Company, of Westerly NMLS 414726
Current · Warwick, RI · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Master's degree, Johnson and Wales University
- Source (opens in a new tab), verified 2026-10-26
- Role
- Senior Mortgage Loan Officer at Total Mortgage (prior role)
- Source (opens in a new tab), verified 2026-10-26
- Community
- Actively engaged in the communities Washington Trust serves
- Source (opens in a new tab), verified 2026-10-26
Sources
| Name and employer | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Languages | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| Photo | lender site · washtrust.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michelle M. Carrasco (NMLS 931224), The Washington Trust Company, of Westerly. LenDb.ai, https://lendb.ai/lo/michelle-carrasco-931224, last verified 2026-10-26.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.