Josephine Race

Loan Officer at Granite Bank · Superior, WI

NMLS ID 2433202 (opens in a new tab) · verify at NMLS Consumer Access

Josephine Race, NMLS 2433202, works as a Loan Officer at Granite Bank in Superior, Wisconsin. Josephine's lender page shows a focus on first-time buyer.

Last verified 2026-10-16. Sources: Granite Bank (granitebank.com), Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: November 1, 2023 (Wisconsin), per state regulator
Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Josephine licensed?: Josephine works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.; Source: employer type in LenDb's lender registry
Does Josephine list first-time buyer as a focus?: Josephine's profile lists first-time buyer as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Josephine work for?: Granite Bank, company NMLS 405434, from the Superior, WI office, per the lender's own site (verified 2026-10-16).; Source: lender site (opens in a new tab)
How long has Josephine been licensed?: The earliest state license record LenDb holds for Josephine is from November 1, 2023 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Wisconsin state regulator (opens in a new tab)

Specialties

Focus

Focus: First-time buyer(from their lender profile page)

Where we saw these: granitebank.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Regulator records not active: WI (inactive).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

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Employment history

Granite Bank NMLS 405434
Current · Superior, WI · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves: greater Duluth and Superior area; Source (opens in a new tab), verified 2026-10-16

Sources

Name and employer	lender site · granitebank.com (opens in a new tab)	verified 2026-10-16
Licenses (regulator)	state regulator · dfi.wi.gov (opens in a new tab)	verified 2026-10-21
Specialties	lender site · granitebank.com (opens in a new tab)	verified 2026-10-26
Contact	lender site · granitebank.com (opens in a new tab)	verified 2026-10-16
Photo	lender site · granitebank.com (opens in a new tab)	verified 2026-10-16
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Josephine Race (NMLS 2433202), Granite Bank. LenDb.ai, https://lendb.ai/lo/josephine-race-2433202, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.