Justin Kuhler

Veterans United Home Loans

NMLS ID 2657453 (opens in a new tab) · verify at NMLS Consumer Access

Justin Kuhler (NMLS 2657453) is a mortgage loan officer at Veterans United Home Loans, licensed in Texas since 2025 and in Florida, Louisiana, Missouri and 3 more states. Justin works at an FHA-approved lender, per HUD.

Last verified . Sources: Veterans United Home Loans (securities.arkansas.gov), Florida state regulator, Texas state regulator, Louisiana state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Justin licensed in Florida?
Yes. Florida regulator records list license LO137242 as active, first effective April 17, 2025 (verified 2026-10-15). LenDb has 6 other states on file for Justin.
Source: Florida state regulator (opens in a new tab)
What lender does Justin work for, and is it FHA-approved?
Veterans United Home Loans, company NMLS 1907, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Justin been licensed?
The earliest state license record LenDb holds for Justin is from January 14, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Programs Veterans United Home Loans offers (verified 2026-10-10). Lender-level: not confirmed as Justin's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Louisiana, Missouri, Arkansas, Iowa, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO137242, first effective 2025-04-17), TX (opens in a new tab), LA (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (53518, first effective 2025-01-17), NV (opens in a new tab) (NMLO-195448, first effective 2026-10-07), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Veterans United Home Loans NMLS 1907

      Current · seen on lender site 2026-10-20

    2. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Lender programslender site · veteransunited.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Justin Kuhler (NMLS 2657453), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/justin-kuhler-2657453, last verified 2026-10-31.

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