Kapil Vanamala
Loan Officer at Veterans United Home Loans · Columbia, MO
NMLS ID 1812058 (opens in a new tab) · verify at NMLS Consumer Access
Kapil Vanamala (NMLS 1812058) is Loan Officer at Veterans United Home Loans, based in Columbia, MO. Licensed in 3 states confirmed with state regulators: Florida, Texas and New York. Veterans United Home Loans also offers FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle) and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: February 14, 2019 (Florida), per state regulator.
Last verified . Sources: Veterans United Home Loans (veteransunited.com), Florida state regulator, Texas state regulator, New York state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 14, 2019 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Programs Veterans United Home Loans offers (verified 2026-10-10). Lender-level: not confirmed as Kapil's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO59272, first effective 2019-02-14), TX (opens in a new tab), NY (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
Veterans United Home Loans NMLS 1907
Current · Columbia, MO · seen on lender site 2026-10-11
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Raised in Chicago and studied business at the University of Missouri; with Veterans United, helps clients through one of the largest financial transactions of their lives.
Our summary of the lender page. Verified 2026-10-11.
Sources
| Name and employer | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-11 |
| Licenses (regulator) | state regulator · dfs.ny.gov (opens in a new tab) | verified 2026-10-14 |
| Lender programs | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-11 |
| Contact | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-11 |
| Photo | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-11 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kapil Vanamala (NMLS 1812058), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/kapil-vanamala-1812058, last verified 2026-10-15.
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