kalika Agarwal

Senior Loan Officer at ENSURE HOME LOANS LLC

NMLS ID 1685236 (opens in a new tab) · verify at NMLS Consumer Access

kalika Agarwal (NMLS 1685236) is a Senior Loan Officer at ENSURE HOME LOANS LLC, licensed in California since 2018 and in Illinois.

Last verified . Sources: ENSURE HOME LOANS LLC (ensurehomeloans.com), California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kalika licensed in California?
Yes. California regulator records list license CA-DBO1685236 as active, first effective August 28, 2018 (verified 2026-10-24). LenDb has 3 other states on file for Kalika.
Source: California state regulator (opens in a new tab)
What lender does Kalika work for?
ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Kalika been licensed?
The earliest state license record LenDb holds for Kalika is from August 28, 2018 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Languages

    • English

    Source: lender site (opens in a new tab), verified 2026-10-15

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Illinois, Indiana, Washington

    ✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DBO1685236, first effective 2018-08-28), IL (opens in a new tab) (31.0082916, first effective 2023-09-25), verified 2026-10-24.

    Lender-reported: IN, WA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. ENSURE HOME LOANS LLC NMLS 1666674

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · ensurehomeloans.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Licensed stateslender site · ensurehomeloans.com (opens in a new tab)verified 2026-10-15
    Languageslender site · ensurehomeloans.com (opens in a new tab)verified 2026-10-15
    Contactlender site · ensurehomeloans.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: kalika Agarwal (NMLS 1685236), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/kalika-agarwal-1685236, last verified 2026-10-28.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.