Kiran Varaganti
Senior Mortgage Loan Originator at ENSURE HOME LOANS LLC
NMLS ID 2084229 (opens in a new tab) · verify at NMLS Consumer Access
Kiran Varaganti (NMLS 2084229) is a Senior Mortgage Loan Originator at ENSURE HOME LOANS LLC, licensed in Texas since 2022 and in Florida, Connecticut, Arkansas and 8 more states. Kiran's lender page shows a focus on DSCR loan, FHA loan and jumbo loan, and Kiran speaks English, Hindi and Telugu.
Last verified . Sources: ENSURE HOME LOANS LLC (ensurehomeloans.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Arkansas state regulator, Colorado state regulator, Delaware state regulator, Iowa state regulator, Oregon state regulator, Pennsylvania state regulator, Wisconsin state regulator, California state regulator, Illinois state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 14, 2022 (Texas), per state regulator
- 25 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Kiran licensed in Florida?
- Yes. Florida regulator records list license LO134092 as active, first effective December 18, 2024 (verified 2026-10-15). LenDb has 24 other states on file for Kiran.
- Source: Florida state regulator (opens in a new tab)
- Does Kiran do DSCR loans?
- Kiran's profile lists DSCR loan as a focus (from their lender profile page). It also lists FHA loan, jumbo loan and non-QM loan.
- Source: lender page (opens in a new tab)
- What lender does Kiran work for?
- ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Kiran speak?
- English, Hindi and Telugu, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Kiran been licensed?
- The earliest state license record LenDb holds for Kiran is from May 14, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
- Focus: DSCR loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: Non-QM loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: ensurehomeloans.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
Florida, Texas, Connecticut, Arkansas, Colorado, Delaware, Iowa, Oregon, Pennsylvania, Alabama, Arizona, California, Georgia, Illinois, Indiana, Kansas, Maryland, Michigan, Minnesota, North Carolina, Ohio, Oklahoma, Tennessee, Virginia, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO134092, first effective 2024-12-18), TX (opens in a new tab), CT (opens in a new tab) (LO-2084229), AR (opens in a new tab), CO (opens in a new tab) (100540173, first effective 2024-10-11), DE (opens in a new tab), IA (opens in a new tab) (53274, first effective 2024-12-13), OR (opens in a new tab), PA (opens in a new tab) (112382), CA DFPI (opens in a new tab) (CA-DFPI2084229, first effective 2024-09-17), IL (opens in a new tab) (31.0090086, first effective 2025-05-15), MD (opens in a new tab), verified 2026-10-15.
Lender-reported: AL, AZ, GA, IN, KS, MI, MN, NC, OH, OK, TN, VA, WA are listed on the lender page, not yet checked with the state regulator.
Regulator records not active: WI (inactive).
Contact
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Employment history
ENSURE HOME LOANS LLC NMLS 1666674
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | state regulator · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-26 |
| Languages | state regulator · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · ensurehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kiran Varaganti (NMLS 2084229), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/kiran-varaganti-2084229, last verified 2026-10-30.
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