Kevin Smith

AdvantageFirst Lending Inc.

NMLS ID 319521 (opens in a new tab) · verify at NMLS Consumer Access

Kevin Smith (NMLS 319521) is a mortgage loan officer at AdvantageFirst Lending Inc., licensed in California since 2011 and in Oregon. Kevin works at an FHA-approved lender, per HUD.

Last verified . Sources: AdvantageFirst Lending Inc. (dfpi.ca.gov), Oregon state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kevin licensed in Oregon?
Yes. Oregon regulator records list a license as active, first effective March 9, 2016 (verified 2026-10-20). LenDb has 1 other state on file for Kevin.
Source: Oregon state regulator (opens in a new tab)
What lender does Kevin work for, and is it FHA-approved?
AdvantageFirst Lending Inc., company NMLS 1209177, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Kevin been licensed?
The earliest state license record LenDb holds for Kevin is from March 21, 2011 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Oregon, California

    ✓ Confirmed with the state regulator: OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DOC319521, first effective 2011-03-21), verified 2026-10-20.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. AdvantageFirst Lending Inc. NMLS 1209177

      Current · seen on lender site 2026-10-23

    2. Ladera Lending, Inc. NMLS 835555

      Current · seen on lender site 2026-10-20

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-23
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kevin Smith (NMLS 319521), AdvantageFirst Lending Inc.. LenDb.ai, https://lendb.ai/lo/kevin-smith-319521, last verified 2026-10-24.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.