Kristi Kerns Farmer
Branch Manager | Sr. Loan Officer at Atlantic Coast Mortgage · Spartanburg, SC
NMLS ID 989130 (opens in a new tab) · verify at NMLS Consumer Access
Kristi Kerns Farmer (NMLS 989130) is Branch Manager | Sr. Loan Officer at Atlantic Coast Mortgage, based in Spartanburg, SC. Licensed in Florida, confirmed with the state regulator (license LO117652). Also lists South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Licensed since 2023 (per Florida records). States 28 years of experience.
Last verified . Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com), Florida state regulator, the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 28 years experience (stated)
- 2 states
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: atlanticcoastmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO117652, since 2023), verified 2026-10-09.
Lender-reported: SC is listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Atlantic Coast Mortgage NMLS 643114
Current · Spartanburg, SC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Kristi has a short recorded video intro on Atlantic Coast Mortgage's site.
Watch on Atlantic Coast Mortgage's site (opens in a new tab)
The recording is hosted and published by Atlantic Coast Mortgage. We don't copy or transcribe it. Verified 2026-10-09.
About
Kristi brings over 28 years of mortgage lending experience. She specializes in helping veterans become homeowners and is known for creating tailored solutions and delivering dedicated customer service.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- GoUpstate Best of Spartanburg Award for Best Mortgage Lending (2026)
- Source (opens in a new tab), verified 2026-10-09
- Community
- Member of National Association of Professional Mortgage Women, Greenville Board of Realtors, Spartanburg Board of Realtors, and Greer Chamber of Commerce
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Video intro | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kristi Kerns Farmer (NMLS 989130), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/kristi-farmer-989130, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.