Loan programs · South Carolina
VA loan officers in South Carolina
As of 2026-10-10, LenDb lists 208 loan officers licensed in or based in South Carolina whose lender pages show VA loan work. The top-ranked are Dinky Warr (CrossCountry Mortgage, Lexington), Don Waters (Fairway Independent Mortgage Corporation, Clayton) and Bill Hylind (CrossCountry Mortgage, North Bethesda). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dinky WarrNMLS 2353237
CrossCountry Mortgage · Lexington, SC
- VA loan
- 1099 income
- Bank statement loan
- ITIN borrower
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Lexington, SC
- States 18 years of experience (lender page, 2026-10-09)
- 2
Don WatersNMLS 82361
Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states
- VA loan
- USDA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Bill HylindNMLS 284943
CrossCountry Mortgage · North Bethesda, MD · licensed in 8 states
- VA loan
- Jumbo loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 4
Jay GarvensNMLS 368259
Churchill Mortgage · Colorado Springs, CO · licensed in 11 states
- VA loan
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 5
Melissa KerbowNMLS 715476
Fairway Independent Mortgage Corporation · Madison, GA · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- USDA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Kate RedmanNMLS 880676
CrossCountry Mortgage · Evans, GA · licensed in 6 states
- VA loan
- FHA loan
- Construction loan
- Non-QM loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 7
Jason InglishNMLS 934863
ALCOVA Mortgage · Cumberland, MD · licensed in 7 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Karin GaglianoNMLS 1737007
CrossCountry Mortgage · Pittsford, NY · licensed in 3 states
- VA loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 9
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- VA loan
- First-time buyer
- Real estate investor
- Construction loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Kristi Kerns FarmerNMLS 989130
Atlantic Coast Mortgage · Spartanburg, SC · licensed in 2 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Spartanburg, SC
- Licensed since 2023 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 11
Cori DrudgeNMLS 229643
Ruoff Mortgage · Fishers, IN · licensed in 8 states
- VA loan
- FHA loan
- First-time buyer
- USDA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 27 years of experience (lender page, 2026-10-09)
- 12
Melissa BellNMLS 450558
Atlantic Coast Mortgage · Fairfax, VA · licensed in 14 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Garry BerardiNMLS 79139
CrossCountry Mortgage · Alpharetta, GA · licensed in 6 states
- VA loan
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 14
Ken ByrneNMLS 187129
ALCOVA Mortgage · Chantilly, VA · licensed in 7 states
- VA loan
- First-time buyer
- Real estate investor
- Self-employed
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 34 years of experience (lender page, 2026-10-09)
- 15
Lisa PerryNMLS 276329
First Heritage Mortgage · licensed in 6 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 18 years of experience (lender page, 2026-10-09)
- 16
Laura KurtzNMLS 450352
Lower · Fayetteville, NC · licensed in 7 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-10)
- Licensed since 2021 (per Florida records)
- States 31 years of experience (lender page, 2026-10-10)
- 17
Chris ShumateNMLS 627360
Fairway Independent Mortgage Corporation · Duluth, GA · licensed in 6 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 18
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- VA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 19
Cindy OlveraNMLS 1028806
Guild Mortgage · Aurora, IL · licensed in 14 states
- VA loan
- Down payment assistance
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- States 30 years of experience (lender page, 2026-10-09)
- 20
Eric MagnusNMLS 1221750
Guild Mortgage · Columbia, SC · licensed in 12 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Columbia, SC
- Licensed since 2021 (per Colorado records)
- States 10 years of experience (lender page, 2026-10-09)
- 21
Brian LeitermanNMLS 237169
Fairway Independent Mortgage Corporation · Riverside, CA · licensed in 2 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 15 years of experience (lender page, 2026-10-09)
- 22
Nathan FitzgeraldNMLS 369554
CrossCountry Mortgage · Orlando, FL · licensed in 15 states
- VA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- HELOC
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 23
John LindbergNMLS 447760
Guild Mortgage · Martinez, GA · licensed in 5 states
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 24
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- VA loan
- Co-op
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 16 years of experience (lender page, 2026-10-09)
- 25
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- VA loan
- Bank statement loan
- DSCR loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SC license is confirmed with the state regulator (check mark), SC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.