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Krystal McKinnie, photo from Loan Factory

Krystal McKinnie

Mortgage Loan Officer at Loan Factory · Texas

NMLS ID 311413 (opens in a new tab) · verify at NMLS Consumer Access

Krystal McKinnie (NMLS 311413) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance and First-time buyer.

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Texas

Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.

Contact

No public business contact on file.

View profile at Loan Factory (opens in a new tab)

We never see who you contact.

Employment history

  1. Loan Factory NMLS 320841

    Current · TX · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Licensed loan officer and certified real estate expert offering comprehensive financing solutions. Specializes in down payment assistance and first-time homebuyer guidance.

Our summary of the lender page. Verified 2026-10-09.

Credentials
Certified Loan Processor and Underwriter through NAMU and MBA
Source (opens in a new tab), verified 2026-10-09
Credentials
TSAHC Participating REALTOR®/Broker
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Krystal McKinnie (NMLS 311413), Loan Factory. LenDb.ai, https://lendb.ai/lo/krystal-mckinnie-311413, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.