Borrower situations · Texas
Loan officers for first-time buyers in Texas
As of 2026-10-09, LenDb lists 613 loan officers licensed in or based in Texas whose lender pages show First-time buyer work. The top-ranked are Mark Harris (Guild Mortgage, San Antonio), James Ward (Fairway Independent Mortgage Corporation, Houston) and Rob Parham (CrossCountry Mortgage, Plano). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Mark HarrisNMLS 113814
Guild Mortgage · San Antonio, TX · licensed in 2 states
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in San Antonio, TX
- States 20 years of experience (lender page, 2026-10-09)
- 2
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- First-time buyer
- FHA loan
- Jumbo loan
- New construction
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Houston, TX
- States 25 years of experience (lender page, 2026-10-09)
- 3
Rob ParhamNMLS 195722
CrossCountry Mortgage · Plano, TX
- First-time buyer
- FHA loan
- Jumbo loan
- USDA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Plano, TX
- States 26 years of experience (lender page, 2026-10-09)
- 4
Kyrstin ZimmermannNMLS 307963
CrossCountry Mortgage · Willow Park, TX · licensed in 5 states
- First-time buyer
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Willow Park, TX
- Licensed since 2022 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 5
Scott BradleyNMLS 374892
Guild Mortgage · Granbury, TX
- First-time buyer
- Down payment assistance
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Granbury, TX
- States 25 years of experience (lender page, 2026-10-09)
- 6
Gina ZaveskyNMLS 1852924
Union Home Mortgage · Victoria, TX
- First-time buyer
- FHA loan
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Victoria, TX
- Licensed since 2019 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 7
April MyrickNMLS 229458
Highlands Residential Mortgage · Allen, TX
- First-time buyer
- Real estate investor
- Vacation home
- FHA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Allen, TX
- States 20 years of experience (lender page, 2026-10-09)
- 8
Angel RodriguezNMLS 322455
Loan Factory · Mortgage broker · Texas
- First-time buyer
- Down payment assistance
- Real estate investor
- Renovation loan (203k / HomeStyle)
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Texas
- States 30 years of experience (lender page, 2026-10-09)
- 9
Ashley Van MeterNMLS 274016
Guild Mortgage · Kingwood, TX
- First-time buyer
- Real estate investor
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Kingwood, TX
- States 20 years of experience (lender page, 2026-10-09)
- 10
Philip John ClarkNMLS 279817
Guild Mortgage · Southlake, TX
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Southlake, TX
- States 30 years of experience (lender page, 2026-10-09)
- 11
Kyle CarringtonNMLS 349423
Guild Mortgage · Austin, TX
- First-time buyer
- FHA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Austin, TX
- States 16 years of experience (lender page, 2026-10-09)
- 12
Andrew PostellNMLS 392627
CrossCountry Mortgage · Bedford, TX
- First-time buyer
- Down payment assistance
- DSCR loan
- FHA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Bedford, TX
- States 15 years of experience (lender page, 2026-10-09)
- 13
Denise PanzaNMLS 16446
Total Mortgage Services · Naples, FL · licensed in 20 states
- First-time buyer
- Real estate investor
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 14
Gus DahlgrenNMLS 80625
Union Home Mortgage · East Lansing, MI · licensed in 2 states
- First-time buyer
- Self-employed
- Real estate investor
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 15
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- First-time buyer
- Real estate investor
- VA loan
- FHA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 16
Rob KaiserNMLS 146468
CrossCountry Mortgage · Sarasota, FL · licensed in 6 states
- First-time buyer
- Down payment assistance
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 17
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- First-time buyer
- Physician and medical professional
- Real estate investor
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 18
Kristina HernandezNMLS 225677
Homeowners Financial Group · Folsom, CA · licensed in 2 states
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- States 29 years of experience (lender page, 2026-10-09)
- 19
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 20
Scott ShafmanNMLS 243704
Guild Mortgage · Chesterfield, MO · licensed in 5 states
- First-time buyer
- Real estate investor
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Julie JohnsonNMLS 302214
CrossCountry Mortgage · Seattle, WA · licensed in 28 states
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 22
Jay GarvensNMLS 368259
Churchill Mortgage · Colorado Springs, CO · licensed in 11 states
- First-time buyer
- FHA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 23
Chad RankinNMLS 490282
Guild Mortgage · Worcester, MA · licensed in 38 states
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 24
Greg JacksonNMLS 1105139
CrossCountry Mortgage · Alpharetta, GA · licensed in 10 states
- First-time buyer
- VA loan
- FHA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 25
Joe DonovanNMLS 1450210
CrossCountry Mortgage · Suwanee, GA · licensed in 6 states
- First-time buyer
- Real estate investor
- Renovation loan (203k / HomeStyle)
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
Before you choose
The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.
- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a TX license is confirmed with the state regulator (check mark), TX is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.