Lance O'Pry

Watermark Capital, Inc.

NMLS ID 2096305 (opens in a new tab) · verify at NMLS Consumer Access

Lance O'Pry (NMLS 2096305) is a mortgage loan officer at Watermark Capital, Inc., licensed in Texas since 2021 and in Connecticut. Lance works at an FHA-approved lender, per HUD.

Last verified . Sources: Watermark Capital, Inc. (sml.texas.gov), Texas state regulator, Connecticut state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Lance licensed in Texas?
Yes. Texas regulator records list a license as active, first effective May 12, 2021 (verified 2026-10-13). LenDb has 1 other state on file for Lance.
Source: Texas state regulator (opens in a new tab)
What lender does Lance work for, and is it FHA-approved?
Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Lance been licensed?
The earliest state license record LenDb holds for Lance is from May 12, 2021 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, Connecticut

    ✓ Confirmed with the state regulator: TX (opens in a new tab), CT (opens in a new tab) (LO-2096305), verified 2026-10-13.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Watermark Capital, Inc. NMLS 1838

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · portal.ct.gov (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Lance O'Pry (NMLS 2096305), Watermark Capital, Inc.. LenDb.ai, https://lendb.ai/lo/lance-o-pry-2096305, last verified 2026-10-15.

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