Lina Nguyen (NMLS 2861578) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Illinois since 2026 and in California.
Last verified . Sources: OPTIMUM FIRST INC. (dre.ca.gov), California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: October 2, 2026 (Illinois), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Lina licensed in California?
- Yes. California regulator records list license 02445897 as active (verified 2026-10-24). LenDb has 1 other state on file for Lina.
- Source: California state regulator (opens in a new tab)
- What lender does Lina work for?
- OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Lina been licensed?
- The earliest state license record LenDb holds for Lina is from October 2, 2026 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Illinois state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA DRE (opens in a new tab) (02445897), IL (opens in a new tab) (31.0096453, first effective 2026-10-02), verified 2026-10-24.
Contact
No public business contact on file.
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Employment history
OPTIMUM FIRST INC. NMLS 240415
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · dre.ca.gov (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · idfpr.illinois.gov (opens in a new tab) | verified 2026-10-28 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lina Nguyen (NMLS 2861578), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/lina-nguyen-2861578, last verified 2026-10-28.
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