Marco Garofalo
Sr. Loan Officer at Lower · Cherry Hill, NJ
NMLS ID 1735567 (opens in a new tab) · verify at NMLS Consumer Access
Marco Garofalo (NMLS 1735567) is Sr. Loan Officer at Lower, based in Cherry Hill, NJ. Licensed in Florida, confirmed with the state regulator (license LO138721). Also lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records).
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138721, since 2025), verified 2026-10-09.
Lender-reported: NJ, PA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Cherry Hill, NJ · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Serves clients in the Mt. Laurel, New Jersey area as a Senior Loan Officer, licensed in NJ, PA and FL.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Marco Garofalo (NMLS 1735567), Lower. LenDb.ai, https://lendb.ai/lo/marc-garofalo-1735567, last verified 2026-10-10.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.