Matthew Smith

West Capital Lending, Inc. · Troy, MI

NMLS ID 34764 (opens in a new tab) · verify at NMLS Consumer Access

Based in Troy, Michigan, Matthew Smith (NMLS 34764) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas since 2010 and in Florida, California, Missouri and 6 more states.

Last verified . Sources: West Capital Lending, Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, New York state regulator, California state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, Maryland state regulator, Wyoming state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Matthew licensed in Florida?
Yes. Florida regulator records list license LO4552 as active, first effective March 24, 2011 (verified 2026-10-15). LenDb has 9 other states on file for Matthew.
Source: Florida state regulator (opens in a new tab)
What lender does Matthew work for?
West Capital Lending, Inc., company NMLS 1566096, from the Troy, MI office, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Matthew been licensed?
The earliest state license record LenDb holds for Matthew is from June 15, 2010 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Missouri, Arkansas, Iowa, Oregon, Wisconsin, Maryland, Wyoming

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO4552, first effective 2011-03-24), TX (opens in a new tab), CA DRE (opens in a new tab) (02252835), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (54966, first effective 2025-08-04), OR (opens in a new tab) (34764, first effective 2019-12-11), WI (opens in a new tab) (34764, first effective 2019-11-05), MD (opens in a new tab), WY (opens in a new tab) (2664, first effective 2014-06-12), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Regulator records not active: NY (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. West Capital Lending, Inc. NMLS 1566096

      Current · Troy, MI · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · wyomingbankingdivision.wyo.gov (opens in a new tab)verified 2026-10-27
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Matthew Smith (NMLS 34764), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/matthew-smith-34764, last verified 2026-10-27.

    Is this you? Claim it free.

    Email us from the work address your lender's website lists for you. We check it against that listing and reply, then you can add specialties, a bio and languages.

    Email
    claim@lendb.ai
    Subject:
    Claim NMLS 34764
    Open email to claim

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.

    Find me on LenDb badge for your website

    Paste this on your website or in your email signature. It links to this profile, and switches to "Verified on LenDb" once the profile is claimed.

    <a href="https://lendb.ai/lo/matthew-smith-34764" title="Matthew Smith, NMLS 34764, on LenDb"><img src="https://lendb.ai/badge/34764.svg" alt="Matthew Smith, NMLS 34764, on LenDb" width="190" height="40" loading="lazy" /></a>