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Kay M. Davis, photo from Union Home Mortgage

Kay M. Davis

Branch Manager/Mortgage Specialist at Union Home Mortgage · Saint Clair, MI

NMLS ID 436627 (opens in a new tab) · verify at NMLS Consumer Access

Kay M. Davis (NMLS 436627) is Branch Manager/Mortgage Specialist at Union Home Mortgage, based in Saint Clair, MI. Licensed in 5 states: Florida, Arizona, Colorado, Michigan and Nebraska. Focus areas shown on the lender page: First-time buyer, Real estate investor, Vacation home, FHA loan and Jumbo loan. 9 years licensed.

Last verified . Sources: Union Home Mortgage (uhm.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Arizona, Colorado, Michigan, Nebraska

Confirmed with the state regulator: FL (opens in a new tab) (LO40170, since 2017), verified 2026-10-09.

Others as listed on the lender page (AZ, CO, MI, NE), not yet checked against state regulators.

Contact

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Employment history

  1. Union Home Mortgage NMLS 2229

    Current · Saint Clair, MI · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Kay Davis is a mortgage specialist with over 35 years of experience helping clients achieve homeownership across multiple property types including first homes, vacation homes, and investment properties.

Our summary of the lender page. Verified 2026-10-09.

Experience
35 years in mortgage lending
Source (opens in a new tab), verified 2026-10-09
Role
mortgage specialist
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · uhm.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · uhm.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · uhm.com (opens in a new tab)verified 2026-10-09
Summarylender site · uhm.com (opens in a new tab)verified 2026-10-09
Contactlender site · uhm.com (opens in a new tab)verified 2026-10-09
Photolender site · uhm.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Kay M. Davis (NMLS 436627), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/katherine-davis-436627, last verified 2026-10-09.

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