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Tom Hammond, photo from CrossCountry Mortgage

Tom Hammond

Senior Reverse Specialist at CrossCountry Mortgage · Charlotte, NC

NMLS ID 453399 (opens in a new tab) · verify at NMLS Consumer Access

Tom Hammond (NMLS 453399) is Senior Reverse Specialist at CrossCountry Mortgage, based in Charlotte, NC. Lists California, Georgia, Missouri, North Carolina, South Carolina, Tennessee, Texas, Virginia and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. States 20 years of experience.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

California, Georgia, Missouri, North Carolina, South Carolina, Tennessee, Texas, Virginia, West Virginia

Lender-reported: CA, GA, MO, NC, SC, TN, TX, VA, WV are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Charlotte, NC · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Tom is a senior mortgage professional with over 20 years in home financing and 9 years specializing in reverse mortgages. Dedicated to serving clients aged 62 and older.

Our summary of the lender page. Verified 2026-10-09.

Also
Distinguished focus on reverse mortgages for 9 years
Source (opens in a new tab), verified 2026-10-09
Also
Specializes in helping clients aged 62 and older
Source (opens in a new tab), verified 2026-10-09
Credentials
Known for integrity, professionalism, and deep industry knowledge
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Tom Hammond (NMLS 453399), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tom-hammond-453399, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.