Zach Johanns, photo from Granite Bank

Zach Johanns

Senior Loan Officer/Business Development Officer at Granite Bank · Champlin, MN

NMLS ID 1350177 (opens in a new tab) · verify at NMLS Consumer Access

Zach Johanns, NMLS 1350177, works as a mortgage loan officer at Granite Bank in Champlin, Minnesota.

Last verified . Sources: Granite Bank (granitebank.com), Wisconsin state regulator and NMLS Consumer Access (license status, check live). Licensed as Zachary Johanns (Wisconsin regulator).

Quick answers

Is Zach licensed?
Zach works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Zach work for?
Granite Bank, company NMLS 405434, from the Champlin, MN office, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How long has Zach been licensed?
The earliest state license record LenDb holds for Zach is from August 23, 2021 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Wisconsin state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Regulator records not active: WI (expired).

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Visit Zach's page (opens in a new tab)

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    Employment history

    1. Granite Bank NMLS 405434

      Current · Champlin, MN · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Zach Johanns has worked in the mortgage industry for over a decade. They work alongside real estate agents and are available nights and weekends. Outside of work they enjoy golfing and coaching and are a husband and father of two young children.

    Our summary of the lender page. Verified 2026-10-26.

    Experience
    over 10
    Source (opens in a new tab), verified 2026-10-26

    Sources

    Name and employerlender site · granitebank.com (opens in a new tab)verified 2026-10-26
    Licenses (regulator)state regulator · dfi.wi.gov (opens in a new tab)verified 2026-10-21
    Summarylender site · granitebank.com (opens in a new tab)verified 2026-10-26
    Contactlender site · granitebank.com (opens in a new tab)verified 2026-10-26
    Photolender site · granitebank.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Zach Johanns (NMLS 1350177), Granite Bank. LenDb.ai, https://lendb.ai/lo/zach-johanns-1350177, last verified 2026-10-26.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.