Michael Stepek
SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Westfield, NJ
NMLS ID 28268 (opens in a new tab) · verify at NMLS Consumer Access
Michael Stepek (NMLS 28268) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Westfield, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator).
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.
Contact
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- Profile (opens in a new tab)
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Westfield, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Michael has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.
Watch on Guaranteed Rate Affinity, LLC's site (opens in a new tab)
The recording is hosted and published by Guaranteed Rate Affinity, LLC. We don't copy or transcribe it. Verified 2026-10-15.
About
Serves buyers across Union County and New Jersey, including Westfield, Scotch Plains and Cranford, with a focus on competitive markets. Ranked the #1 loan officer in Union County, with 300–400 clients per year.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Union County and New Jersey; Westfield, Scotch Plains, Cranford, Mountainside, Fanwood, Garwood, Cape May, Lumberton
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Video intro | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michael Stepek (NMLS 28268), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/michael-stepek-28268, last verified 2026-10-15.
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