Scott Sheppard
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Mount Laurel, NJ
NMLS ID 16114 (opens in a new tab) · verify at NMLS Consumer Access
Scott Sheppard (NMLS 16114) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Mount Laurel, NJ. Licensed in Florida, confirmed with the state regulator (license LO75574). Earliest state license record: October 9, 2020 (Florida), per state regulator. States 19 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, New York state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: October 9, 2020 (Florida), per state regulator
- 19 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO75574, first effective 2020-10-09), verified 2026-10-15.
Earlier regulator records (not active): NY (expired).
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Mount Laurel, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Scott Sheppard has 19 years of residential lending experience and says they have helped over 6000 customers. They focus on Western PA and make frequent trips to Pittsburgh. They grew up in the Philadelphia suburbs, live in Cherry Hill, NJ, and are active in real estate investing and classic cars.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfs.ny.gov (opens in a new tab) | verified 2026-10-14 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Scott Sheppard (NMLS 16114), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/scott-sheppard-16114, last verified 2026-10-15.
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