Michelle Paxton
Residential Loan Officer at Banner Bank · Folsom, CA
NMLS ID 831343 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Paxton (NMLS 831343) is a Residential Loan Officer at Banner Bank in Folsom, California, licensed in California since 2015.
Last verified . Sources: Banner Bank (loanofficers.bannerbank.com), California state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 4, 2015 (California), per state regulator
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michelle licensed in California?
- Yes. California regulator records list license CA-DBO831343 as active, first effective November 4, 2015 (verified 2026-10-24).
- Source: California state regulator (opens in a new tab)
- What lender does Michelle work for?
- Banner Bank, company NMLS 439266, from the Folsom, CA office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Michelle been licensed?
- The earliest state license record LenDb holds for Michelle is from November 4, 2015 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DBO831343, first effective 2015-11-04), verified 2026-10-24.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Banner Bank NMLS 439266
Current · Folsom, CA · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michelle Paxton has helped people with their lending goals since 2001. They host homebuyer seminars throughout the Sacramento area and teach financial education. Outside of work they enjoy water skiing and snow skiing.
Our summary of the lender page. Verified 2026-10-16.
Sources
| Name and employer | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · dfpi.ca.gov (opens in a new tab) | verified 2026-10-24 |
| Summary | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michelle Paxton (NMLS 831343), Banner Bank. LenDb.ai, https://lendb.ai/lo/michelle-paxton-831343, last verified 2026-10-24.
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