Ray Woo, photo from Banner Bank

Ray Woo

Residential Loan Officer at Banner Bank · Bellevue, WA

NMLS ID 518808 (opens in a new tab) · verify at NMLS Consumer Access

Ray Woo, NMLS 518808, works as a Residential Loan Officer at Banner Bank in Bellevue, Washington. Ray's lender page shows a focus on construction loan.

Last verified . Sources: Banner Bank (loanofficers.bannerbank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Ray licensed?
Ray works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Ray do construction loans?
Ray's profile lists construction loan as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Ray work for?
Banner Bank, company NMLS 439266, from the Bellevue, WA office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: loanofficers.bannerbank.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

A quick automatic check keeps bots from harvesting contact details.

Visit Ray's page (opens in a new tab)

We never see who you contact.

Employment history

  1. Banner Bank NMLS 439266

    Current · Bellevue, WA · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 1992
Source (opens in a new tab), verified 2026-10-16
Serves
Oregon, Washington, Idaho and California
Source (opens in a new tab), verified 2026-10-16
Credentials
Banner's Best Award
Source (opens in a new tab), verified 2026-10-16
Credentials
Seattle area's Five Star Mortgage Professional Award
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-26
Contactlender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
Photolender site · loanofficers.bannerbank.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ray Woo (NMLS 518808), Banner Bank. LenDb.ai, https://lendb.ai/lo/ray-woo-518808, last verified 2026-10-16.

Is this you?

Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.