Mike Fernandez
Loan Originator at Barrett Financial Group · Gilbert, AZ
NMLS ID 516256 (opens in a new tab) · verify at NMLS Consumer Access
Mike Fernandez (NMLS 516256) is a Loan Originator at Barrett Financial Group in Gilbert, Arizona, licensed in Florida since 2017. Mike speaks English and Spanish.
Last verified . Sources: Barrett Financial Group (barrettfinancial.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 15, 2017 (Florida), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Mike licensed in Florida?
- Yes. Florida regulator records list license LO48320 as active, first effective November 15, 2017 (verified 2026-10-15). LenDb has 2 other states on file for Mike.
- Source: Florida state regulator (opens in a new tab)
- What lender does Mike work for?
- Barrett Financial Group, company NMLS 181106, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-20).
- Source: lender site (opens in a new tab)
- What languages does Mike speak?
- English and Spanish, per their lender page (verified 2026-10-20).
- Source: lender page (opens in a new tab)
- How long has Mike been licensed?
- The earliest state license record LenDb holds for Mike is from November 15, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, HELOC, Jumbo loan, Non-QM loan, Reverse mortgage, USDA loan and VA loan. Programs Barrett Financial Group offers (verified 2026-10-09). Lender-level: not confirmed as Mike's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-20
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO48320, first effective 2017-11-15), verified 2026-10-15.
Lender-reported: GA, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Barrett Financial Group NMLS 181106
Current · Gilbert, AZ · seen on lender site 2026-10-20
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mike Fernandez has helped clients with home financing since 1998 and previously worked as a sales manager and home mortgage consultant. They are licensed in TN, GA and FL and are fluent in Spanish as well as English.
Our summary of the lender page. Verified 2026-10-20.
- Role
- Previously Sales Manager, Mortgage Sales Manager and Home Mortgage Consultant
- Source (opens in a new tab), verified 2026-10-20
Sources
| Name and employer | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Lender programs | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Summary | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Contact | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| Photo | lender site · barrettfinancial.com (opens in a new tab) | verified 2026-10-20 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Mike Fernandez (NMLS 516256), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/miguel-fernandez-516256, last verified 2026-10-20.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.