Languages · Arizona
Spanish-speaking loan officers in Arizona
As of 2026-10-26, LenDb lists 94 loan officers licensed in or based in Arizona whose lender pages say they speak Spanish. The top-ranked are Silvia Estrada (Guild Mortgage, Chandler), Vernon Loree (Guild Mortgage, Tucson) and Steven Lines (Lender Express Mortgage LLC, Mesa). Ranking is lender-neutral: a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Silvia EstradaNMLS 203538
Guild Mortgage · Chandler, AZ
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Chandler, AZ
- States 20 years of experience (lender page, 2026-10-19)
- 2
Vernon LoreeNMLS 344427
Guild Mortgage · Tucson, AZ
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Tucson, AZ
- States 20 years of experience (lender page, 2026-10-19)
- 3
Steven LinesNMLS 204035
Lender Express Mortgage LLC · Mesa, AZ · licensed in 6 states
- Down payment assistance
- DSCR loan
- First-time buyer
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Office in Mesa, AZ
- Earliest state license record: October 8, 2020 (Iowa), per state regulator
- States 25 years of experience (lender page, 2026-10-15)
- 4
Jose A PerezNMLS 1176984
Panorama Mortgage Group, LLC · Phoenix, AZ · licensed in 2 states
- First-time buyer
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Office in Phoenix, AZ
- Earliest state license record: December 10, 2024 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-15)
- 5
Frank R SalazarNMLS 413553
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- VA loan
- FHA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in Phoenix, AZ
- States 25 years of experience (lender page, 2026-10-09)
- 6
Manny NunezNMLS 230289
Bell Bank · Bank · Goodyear, AZ
- Down payment assistance
- FHA loan
- USDA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-16)
- Office in Goodyear, AZ
- States 20 years of experience (lender page, 2026-10-16)
- 7
Luz MadyNMLS 230053
Moria Development, Inc. · Tempe, AZ
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-21)
- Office in Tempe, AZ
- States 10 years of experience (lender page, 2026-10-21)
- 8
Dylan Santos, MBANMLS 2047199
CrossCountry Mortgage · Scottsdale, AZ
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-22)
- Office in Scottsdale, AZ
- Earliest state license record: April 13, 2022 (Iowa), per state regulator
- 9
Lunna VelascoNMLS 1021273
JPMorgan Chase Bank (Chase Home Lending) · Bank · Nogales, AZ
- HELOC
- VA loan
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Nogales, AZ
- States 8 years of experience (lender page, 2026-10-09)
- 10
Robert RodriguezNMLS 1783236
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- Self-employed
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in Phoenix, AZ
- Earliest state license record: October 23, 2018 (California), per state regulator
- 11
Anthony CasteloNMLS 2016974
Loan Factory · Mortgage broker · Arizona
- First-time buyer
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Office in Arizona
- Earliest state license record: July 11, 2023 (Florida), per state regulator
- 12
Omar VillaNMLS 669016
JPMorgan Chase Bank (Chase Home Lending) · Bank · Glendale, AZ
- Down payment assistance
- FHA loan
- VA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Glendale, AZ
- States 6 years of experience (lender page, 2026-10-09)
- 13
Jacqueline MartinezNMLS 204747
Homeowners Financial Group · Scottsdale, AZ
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Scottsdale, AZ
- 14
Diane ReyesNMLS 221930
Guild Mortgage · Aurora, IL · licensed in 2 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-19)
- Earliest state license record: June 7, 2005 (Illinois), per state regulator
- States 30 years of experience (lender page, 2026-10-19)
- 15
Christina McCollumNMLS 1398321
Churchill Mortgage · Kennewick, WA · licensed in 22 states
- Construction loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Earliest state license record: February 6, 2017 (Oregon), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 16
Beatriz VillalobosNMLS 2175864
CrossCountry Mortgage · Sierra Vista, AZ · licensed in 7 states
- Condo
- Construction loan
- Down payment assistance
- Jumbo loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-21)
- Office in Sierra Vista, AZ
- Earliest state license record: September 24, 2026 (Texas), per state regulator
- 17
Ernesto SilvaNMLS 1869557
Lender Express Mortgage LLC · Glendale, AZ
- Down payment assistance
- First-time buyer
- FHA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Office in Glendale, AZ
- 18
Joe MendivilNMLS 758979
Loan Factory · Mortgage broker
- Down payment assistance
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: April 5, 2018 (Wisconsin), per state regulator
- States 30 years of experience (lender page, 2026-10-09)
- 19
Emmett ColonNMLS 1370263
Loan Factory · Mortgage broker · licensed in 3 states
- First-time buyer
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 20
Servando VazquezNMLS 1920969
Bank of America · Bank · Phoenix, AZ
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Phoenix, AZ
- States 5 years of experience (lender page, 2026-10-19)
- 21
Jeremy CoccimiglioNMLS 268654
Lifetime Home Loans, LLC · licensed in 8 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Earliest state license record: July 5, 2024 (Oregon), per state regulator
- States 20 years of experience (lender page, 2026-10-26)
- 22
Stephen J. ChaidezNMLS 297456
Loan Factory · Mortgage broker · licensed in 3 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: March 8, 2021 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 23
Mindy DirksenNMLS 1417192
Loan Factory · Mortgage broker · licensed in 3 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: April 4, 2019 (Iowa), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 24
Denise AbarcaNMLS 1634455
Barrett Financial Group · Mortgage broker · Glendale, AZ · licensed in 2 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in Glendale, AZ
- Earliest state license record: July 2, 2026 (California), per state regulator
- 25
Marilyn BurgosNMLS 1836049
Bank of America · Bank · Tucson, AZ
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-19)
- Office in Tucson, AZ
- States 4 years of experience (lender page, 2026-10-19)
How this list is ranked
A loan officer is listed when their own lender page lists Spanish. Loan officers are included when a AZ license is confirmed with the state regulator (check mark), AZ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=es&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.