Mitchell Kosek

Freedom Mortgage

NMLS ID 2641639 (opens in a new tab) · verify at NMLS Consumer Access

Mitchell Kosek (NMLS 2641639) is a mortgage loan officer at Freedom Mortgage, licensed in Nevada since 2025 and in Florida, Connecticut, Louisiana and 2 more states. Mitchell works at an FHA-approved lender, per HUD.

Last verified . Sources: Freedom Mortgage (securities.arkansas.gov), Florida state regulator, Connecticut state regulator, Louisiana state regulator, Missouri state regulator, Arkansas state regulator, California state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Mitchell licensed in Florida?
Yes. Florida regulator records list license LO138258 as active, first effective May 22, 2025 (verified 2026-10-15). LenDb has 5 other states on file for Mitchell.
Source: Florida state regulator (opens in a new tab)
What lender does Mitchell work for, and is it FHA-approved?
Freedom Mortgage, company NMLS 2767, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Mitchell been licensed?
The earliest state license record LenDb holds for Mitchell is from May 1, 2025 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Nevada state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Connecticut, Louisiana, Missouri, Arkansas, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138258, first effective 2025-05-22), CT (opens in a new tab) (LO-2641639), LA (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), NV (opens in a new tab) (NMLO-125290, first effective 2025-05-01), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Freedom Mortgage NMLS 2767

      Current · seen on lender site 2026-10-20

    2. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · securities.arkansas.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Mitchell Kosek (NMLS 2641639), Freedom Mortgage. LenDb.ai, https://lendb.ai/lo/mitchell-kosek-2641639, last verified 2026-10-31.

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