Nicholas Anderson, photo from Frandsen Bank & Trust

Nicholas Anderson

Personal Banking Officer at Frandsen Bank & Trust · Forest Lake, MN

NMLS ID 2866782 (opens in a new tab) · verify at NMLS Consumer Access

Nicholas Anderson, NMLS 2866782, works as a Personal Banking Officer at Frandsen Bank & Trust in Forest Lake, Minnesota. Nicholas's lender page shows a focus on HELOC.

Last verified . Sources: Frandsen Bank & Trust (frandsenbank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Nicholas licensed?
Nicholas works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Nicholas do HELOCs?
Nicholas's profile lists HELOC as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Nicholas work for?
Frandsen Bank & Trust, company NMLS 718070, from the Forest Lake, MN office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How much experience does Nicholas have?
Nicholas states 5 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

Where we saw these: frandsenbank.com (opens in a new tab)

Their lender offers

New construction and Vacation home. Programs Frandsen Bank & Trust offers (verified 2026-10-16). Lender-level: not confirmed as Nicholas's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Frandsen Bank & Trust NMLS 718070

    Current · Forest Lake, MN · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Nicholas Anderson has 5 years of banking experience as a personal banker. Their profile lists Home Equity Line of Credit, Consumer Loans and Business Banking as specialties. They serve the Forest Lake community.

Our summary of the lender page. Verified 2026-10-16.

Serves
Forest Lake
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · frandsenbank.com (opens in a new tab)verified 2026-10-26
Lender programslender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Summarylender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Contactlender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Photolender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Nicholas Anderson (NMLS 2866782), Frandsen Bank & Trust. LenDb.ai, https://lendb.ai/lo/nicholas-anderson-2866782, last verified 2026-10-16.

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