Loan programs · Minnesota
HELOC loan officers in Minnesota
As of 2026-10-09, LenDb lists 34 loan officers licensed in or based in Minnesota whose lender pages show HELOC work. The top-ranked are Brent Wilkerson (CrossCountry Mortgage, La Crosse), James Abdallah (Lit Financial Corporation) and Ryan Vallone (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Brent WilkersonNMLS 488734
CrossCountry Mortgage · La Crosse, WI · licensed in 8 states
- HELOC
- Real estate investor
- USDA loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 2
James AbdallahNMLS 255833
Lit Financial Corporation · licensed in 14 states
- HELOC
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 3
Ryan ValloneNMLS 312680
Lit Financial Corporation · licensed in 14 states
- HELOC
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Colorado records)
- States 15 years of experience (lender page, 2026-10-09)
- 4
Jeff HammelNMLS 162437
Ruoff Mortgage · licensed in 17 states
- HELOC
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 32 years of experience (lender page, 2026-10-09)
- 5
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- HELOC
- Down payment assistance
- First-time buyer
- Jumbo loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 6
Trung NguyenNMLS 1806263
Loan Factory · Mortgage broker · licensed in 7 states
- HELOC
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 7
Tony FalboNMLS 1071550
Homeowners Financial Group · Santa Rosa, CA · licensed in 3 states
- HELOC
- Bank statement loan
- Construction loan
- Down payment assistance
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 8
Sam BromleyNMLS 1151654
Xpert Home Lending · Mortgage broker · licensed in 10 states
- HELOC
- VA loan
- Real estate investor
- Asset-based qualifying
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 9
Teyona StewartNMLS 2215853
First Citizens Bank · Bank · La Jolla, CA · licensed in 35 states
- HELOC
- First-time buyer
- Down payment assistance
- FHA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 10
Albert XiongNMLS 2686062
Loan Factory · Mortgage broker · Minnesota
- HELOC
- Renovation loan (203k / HomeStyle)
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Minnesota
- 11
Alec JohnsonNMLS 273107
CrossCountry Mortgage · Maple Grove, MN
- HELOC
- Jumbo loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Maple Grove, MN
- States 18 years of experience (lender page, 2026-10-09)
- 12
Mark HooverNMLS 28157
Lit Financial Corporation · licensed in 10 states
- HELOC
- FHA loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- HELOC
- FHA loan
- VA loan
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 14
Scott SchneidermanNMLS 219043
CrossCountry Mortgage · Chicago, IL · licensed in 34 states
- HELOC
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 15
Christopher KeelinNMLS 63764
CrossCountry Mortgage · Denville, NJ · licensed in 42 states
- HELOC
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 16
Khalisa DaviesNMLS 180315
CrossCountry Mortgage · Bothell, WA · licensed in 25 states
- HELOC
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 17
David PickeringNMLS 12134
CrossCountry Mortgage · Cleveland, OH · licensed in 28 states
- HELOC
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 18
Al RapoportNMLS 60865
CrossCountry Mortgage · Union, NJ · licensed in 8 states
- HELOC
- Down payment assistance
- Jumbo loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- 19
Christoph BednarNMLS 258590
CrossCountry Mortgage · Faribault, MN · licensed in 5 states
- HELOC
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Faribault, MN
- Licensed since 2021 (per Florida records)
- 20
Drew StaceyNMLS 728175
CrossCountry Mortgage · Blue Ash, OH · licensed in 27 states
- HELOC
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 21
Matt RipleyNMLS 17006
CrossCountry Mortgage · Bloomington, MN · licensed in 8 states
- HELOC
- Jumbo loan
- Non-QM loan
- Real estate investor
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Bloomington, MN
- Licensed since 2023 (per Florida records)
- 22
Brandon ParkerNMLS 1068831
CrossCountry Mortgage · Acworth, GA · licensed in 10 states
- HELOC
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 23
Nic HasselwanderNMLS 1499392
CrossCountry Mortgage · Overland Park, KS · licensed in 44 states
- HELOC
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 24
Nicholas PorterNMLS 1643334
CrossCountry Mortgage · Delray Beach, FL · licensed in 10 states
- HELOC
- Jumbo loan
- VA loan
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 25
Matt SchwartzNMLS 151017
CrossCountry Mortgage · Southlake, TX · licensed in 26 states
- HELOC
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MN license is confirmed with the state regulator (check mark), MN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=MN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.