Nick Hedke, photo from Lower

Nick Hedke

Loan Officer Assistant at Lower · Dublin, OH

NMLS ID 224785 (opens in a new tab) · verify at NMLS Consumer Access

Based in Dublin, Ohio, Nick Hedke (NMLS 224785) is a Loan Officer Assistant at Lower, licensed in Illinois since 2005 and in Florida. Nick works at an FHA-approved lender, per HUD.

Last verified . Sources: Lower (lower.com), Florida state regulator, Connecticut state regulator, Illinois state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator and NMLS Consumer Access (license status, check live). Licensed as Nicholas Hedke (Arkansas, Connecticut, Florida, Iowa, Illinois, Oregon and Wisconsin regulators).

Quick answers

Is Nick licensed in Ohio?
Lower's page for Nick lists Ohio. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 4 other states on file for Nick.
Source: lender page (opens in a new tab)
What lender does Nick work for, and is it FHA-approved?
Lower, company NMLS 1124061, from the Dublin, OH office, per the lender's own site (verified 2026-10-10). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Nick been licensed?
The earliest state license record LenDb holds for Nick is from September 9, 2005 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Illinois state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Nick's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Illinois, Ohio, Tennessee, Virginia

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144712, first effective 2026-02-04), IL (opens in a new tab) (31.0009443, first effective 2005-09-09), verified 2026-10-15.

    Lender-reported: OH, TN, VA are listed on the lender page, not yet checked with the state regulator.

    Regulator records not active: CT (inactive), AR (inactive), IA (inactive), OR (inactive), WI (expired).

    Contact

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    Employment history

    1. Lower NMLS 1124061

      Current · Dublin, OH · seen on lender site 2026-10-10

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Nick Hedke is a Loan Officer Assistant in Dublin, Ohio, and has worked in the mortgage industry since 1999. They are licensed in IL, TN, OH, FL and VA.

    Our summary of the lender page. Verified 2026-10-10.

    Experience
    since 1999
    Source (opens in a new tab), verified 2026-10-10

    Sources

    Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
    Licenses (regulator)state regulator · dfi.wi.gov (opens in a new tab)verified 2026-10-21
    Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
    Lender programslender site · lower.com (opens in a new tab)verified 2026-10-10
    Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
    Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
    Photolender site · lower.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Nick Hedke (NMLS 224785), Lower. LenDb.ai, https://lendb.ai/lo/nicholas-hedke-224785, last verified 2026-10-28.

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