Sam Berman
VP of Lending at Lower · Columbus, OH
NMLS ID 1964895 (opens in a new tab) · verify at NMLS Consumer Access
Sam Berman (NMLS 1964895) is VP of Lending at Lower, based in Columbus, OH. Licensed in Florida, confirmed with the state regulator (license LO128306). Also lists Arizona, California, Georgia, Illinois, Massachusetts, North Carolina, Ohio, Oregon and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2024 (per Florida records). States 5 years of experience.
Last verified . Sources: Lower (lower.com), Florida state regulator, the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 5 years experience (stated)
- 14 states
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: lower.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Georgia, Illinois, Massachusetts, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO128306, since 2024), verified 2026-10-09.
Lender-reported: AZ, CA, GA, IL, MA, NC, OH, OR, PA, SC, TX, VA, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Columbus, OH · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Sam has a short recorded video intro on Lower's site.
Watch on Lower's site (opens in a new tab)
The recording is hosted and published by Lower. We don't copy or transcribe it. Verified 2026-10-10.
About
Sam has 5+ years of mortgage experience and specializes in first-time home buyers, refinances, and second-lien products.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Video intro | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Sam Berman (NMLS 1964895), Lower. LenDb.ai, https://lendb.ai/lo/samuel-berman-1964895, last verified 2026-10-10.
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