Nikki ChiChi Godwin
Mortgage Loan Officer at Loan Factory
NMLS ID 1004322 (opens in a new tab) · verify at NMLS Consumer Access
Nikki ChiChi Godwin (NMLS 1004322) is Mortgage Loan Officer at Loan Factory. Licensed in Colorado, confirmed with the state regulator (license 100529598). Also lists Texas on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Florida records). States 25 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Colorado state regulator, Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2019 (per Florida records)
- 25 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: CO (opens in a new tab) (100529598, since 2022), verified 2026-10-10.
Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Nikki ChiChi Godwin has over 25 years of experience in financial services and is committed to delivering service excellence and extraordinary client care with availability including after-hours and weekends.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Nikki ChiChi Godwin (NMLS 1004322), Loan Factory. LenDb.ai, https://lendb.ai/lo/nikki-chichi-godwin-1004322, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.